Through your employer, you participated in the Nedlloyd Pension Fund pension plan and built up a retirement pension. You choose when you want to retire. If you want to retire more than five years before your state pension age, early retirement is only possible if you are no longer working. The earliest you can retire is at age 55.

If you retire earlier, you will receive a somewhat lower pension. This is because the pension has to be paid out for longer. You can also continue working after you reach your AOW pension age. In this case, you will retire later and receive a slightly higher pension.

Decide when you want to retire

To determine when you can retire, it is good to know how much income you will need later. You can calculate this with the Nibud's Pension Five. Do you just want to know what you will get when? Then go to www.mijnpensioenoverzicht.nl for an overview of your pension. If you have general questions about your pension, or if you want to know, for example, how you can supplement your pension, you can visit the website of Money Wise.

You get the pension every month for as long as you live

How much pension you will soon receive from Nedlloyd Pension Fund depends mainly on the amount of salary you earned, the content of the pension plan and the number of years you participated. The old-age pension is paid monthly for as long as you live. The amount of the old-age pension is shown on your Uniform Pension Statement (UPO) and at www.mijnpensioenoverzicht.nl.