A new partner or a divorce? That will affect your pension. And what choices should you make when you retire? For example, arranging a pension for your survivors or a higher pension first and then a lower one.

Marriage, registered partnership or cohabitation

What is provided for you partner when you get married, enter into a registered partnership or cohabitate?

Separation

Make arrangements to divide your old-age pension and partner's pension for your ex-partner.

Leaving employment

What do you choose?

• Taking your pension with you via value transfer or leaving your pension with us.

Passing away

What is arranged for your partner and children?

Moving abroad

Please notify us.

Are you moving abroad during your retirement? Then read here what you need to be aware of.

Retiring: the choices you need to make

• Early retirement date? The standard retirement age in your pension plan is 67, or earlier if your state pension age is before 67. You can retire earlier from age 60.
• Swap a retirement pension for a partner's pension? Or the other way around.
• A higher pension first and then a lower one? Or vice versa.